SPORTS INSURANCE PROGRAM
GENERAL LIABILITY WITH (PARTICIPANT) ACCIDENT MEDICAL COVERAGE
Program Description and Details
This coverage is tailored to Canadian based teams, leagues, clubs, associations, camps, clinics, lessons, tournaments and events conducting youth or adult amateur sports activities.
This program includes Participant Liability coverage for the Named Insured, its employees, volunteers, coaches, officials and athletic participants. The liability coverage protects against claims of bodily injury, property damage and the litigation costs of defending against such claims. This program also includes Accident and Medical Coverage for participants.
Covered operations include all scheduled, sanctioned, approved, organized and supervised instruction, as well as practices, try-outs, clinics, games, play-offs and tournaments. In addition, coverage extends to include related Non-Athletic Participant Events, such as registrations, meetings, award banquets and ceremonies.
SPORTS PROGRAM: (PARTICIPANTS INCLUDED)
General Liability Coverage and Limits
- $2,000,000 per occurrence/$5,000,000 aggregate including participant coverage
- Participant to Participant Coverage
Participant Excess Accident and Medical Coverage and Limits
- Up to $25,000 Medical Expense Benefit (various limit levels)
- $10,000 Excess Accidental Death & Dismemberment Benefit
Optional Additional Coverages:
- Higher liability limits up to $5,000,000 per occurrence
- Abuse and Molestation $25,000/$50,000 included and higher limits available up to $500,000 per occurrence/$500,000 aggregate (background checks required)
- Hired and non-owned auto $1,000,000 single limit
- Liquor Liability coverage $1,000,000 single limit
- Waiver of Subrogation Available
- Worldwide Coverage Endorsement
- North American Territory Coverage