Terms and Conditions
Agreement between User and SportCanadaUnderwriters.com
Welcome to SportCanadaUnderwriters.com. The SportCanadaUnderwriters.com website (the “Site”) is comprised of various web pages operated by SportCanadaUnderwriters Inc. (“SportCanadaUnderwriters”). The Site is offered to you conditional on your acceptance, without modification, of the terms, conditions, and notices contained herein (the “Terms”). Your use of the Site constitutes your agreement to these Terms. Please read them carefully and keep a copy for your reference.
Privacy
Your use of the Site is subject to our Privacy Policy. Please review it carefully to understand how we collect, use, and protect your information in accordance with Canadian privacy law.
Electronic Communications
When you visit the Site or send emails to SportCanadaUnderwriters, you are communicating with us electronically. You consent to receive communications from us electronically and agree that all agreements, notices, disclosures, and other communications we provide to you electronically—via email or on the Site—satisfy any legal requirement that such communications be in writing.
Your Account
If you use any portal or account functionality on the Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your device. You agree to accept responsibility for all activities that occur under your account. You may not assign your account to any other person or entity. SportCanadaUnderwriters is not responsible for third-party access to your account resulting from theft or unauthorized use. We reserve the right to refuse or cancel service, terminate accounts, or remove or edit content at our sole discretion.
Links to Third Party Sites/Third Party Services
The Site may contain links to other websites (“Linked Sites”) that are not under the control of SportCanadaUnderwriters. We are not responsible for the content or privacy practices of any Linked Site, and inclusion of a link does not imply endorsement. We provide these links for your convenience only.
Some services offered through the Site may be provided by third parties. By using any product or service originating from SportCanadaUnderwriters.com, you acknowledge and agree that your information may be shared with third parties as necessary to deliver the requested service, consistent with our Privacy Policy and Canadian law.
No Unlawful or Prohibited Use/Intellectual Property
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site in accordance with these Terms. You agree not to use the Site for any unlawful or prohibited purpose, or in a way that could impair its operation or interfere with others’ use.
All content on the Site—including text, graphics, logos, images, and software—is the property of SportCanadaUnderwriters or its licensors and is protected under copyright and other applicable laws. You may not modify, copy, distribute, reproduce, or use any content except as expressly permitted in these Terms or with prior written consent.
You do not acquire any ownership rights in any content by using the Site. All rights not expressly granted are reserved.
Submissions and User-Provided Materials
SportCanadaUnderwriters does not claim ownership of content you provide to us (e.g., feedback, suggestions, uploads), but by submitting content to the Site, you grant us and our affiliates the right to use it in connection with our business operations. This includes the right to copy, display, modify, translate, and distribute your content, including publishing your name with it.
You will not receive compensation for this use, and we are under no obligation to post or use any content you submit. By submitting content, you confirm that you own or control all rights necessary for the permissions granted.
International Use
The Site is operated by SportCanadaUnderwriters from within Canada. If you access the Site from outside Canada, you are responsible for compliance with your local laws. You agree not to use the Site in any country or in any manner prohibited by applicable laws or regulations.
Indemnification
You agree to indemnify and hold harmless SportCanadaUnderwriters, its affiliates, directors, officers, employees, agents, and service providers from any claims, losses, damages, or expenses (including legal fees) arising from your use of the Site, your breach of these Terms, or your violation of any applicable law.
Disclaimer of Warranties and Limitation of Liability
The information, software, products, and services on the Site may include errors or inaccuracies. SportCanadaUnderwriters may make improvements or changes at any time.
We make no warranties about the reliability, availability, or accuracy of the content and services provided. To the fullest extent permitted by Canadian law, all content is provided “as is” without warranties or conditions of any kind.
In no event will SportCanadaUnderwriters be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or any linked services. If you are dissatisfied with any part of the Site, your sole remedy is to stop using it.
Termination of Access
SportCanadaUnderwriters may terminate your access to the Site or its services at any time, without notice, for any reason.
These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein. You agree to the exclusive jurisdiction of the courts located in Ontario for any disputes related to the Site or these Terms.
If any part of these Terms is found to be unenforceable under applicable law, the remaining terms will continue in full force.
These Terms constitute the entire agreement between you and SportCanadaUnderwriters regarding use of the Site. A printed copy of this agreement and any electronically delivered notices may be admissible in legal proceedings.
Changes to Terms
We may update these Terms from time to time. The most recent version will always be available on the Site and will supersede prior versions. By continuing to use the Site, you agree to the revised Terms.
Contact Us
If you have questions or concerns about these Terms, please contact:
SportCanadaUnderwriters Inc.
SportCanadaUnderwriters.com
325 Front Street West
2nd Floor
Toronto, Ontario
M5V 2Y1
Effective as of April 16, 2025